Monthly or annual deposits
Switch deposit frequency to see how regular monthly payments compare with yearly contributions over the same duration.
Personal finance tool
Deposit calculator for monthly savings.
Estimate maturity value, interest earned, and net payout after deductions for a recurring monthly or annual deposit plan.
01 Scheme details
Build your estimate
03 How it works
Use it to compare deposit scenarios
Compounding choices
Choose monthly, quarterly, half-yearly, or yearly compounding. The calculator applies interest at the end of each selected period.
Net payout after deduction
Add any outstanding balance or charge to estimate the amount left after maturity deductions.
04 FAQs
Deposit calculator FAQs
What is the maturity value?
Maturity value is the estimated final balance after deposits and compound interest. The net amount also subtracts the outstanding amount entered in the calculator.
Why does deposit timing matter?
A deposit made at the start of a month or year earns interest for longer than a deposit made at the end, so the projected value can be higher.
Does this include tax or scheme-specific charges?
No. This page is a general planning calculator. Check the official scheme terms for taxes, fees, premature withdrawal rules, and rounding policy.